The central bank‘s payment system for the first quarter of 2017 was reported at atm9406 million.

The following is the full text of the report:

In the first quarter of 2017, the payment business statistics show that the nationwide payment system is running smoothly, the scale of social capital transaction is continuously expanding, and the payment business volume keeps growing steadily.

Non-cash payment instruments.

In the first quarter, the total amount of non-cash payment in China was 33.371 billion, amounting to 928.63 trillion yuan, up by 24.53% and 4.54% respectively.

(1) notes

The bill business keeps falling.In the first quarter, there were 6500.900,000 bills in the country, amounting to 44.58 trillion yuan, down 11.73 percent and 3.43 percent year on year.Among them, the checking business amounted to 642.31 million, with an amount of 39.79 trillion yuan, down 11.33% and 1.53% respectively from the previous year.The actual settlement of commercial bills of exchange was 39.231 million, with an amount of 4.28 trillion yuan, a year-on-year decrease of 4.94% and 8.20% respectively.The bank‘s bill of exchange was 19,700, with an amount of 1,00759 million yuan, down 66.37 percent and 69.96 percent, respectively.The bank‘s book business was 47.16 million, with an amount of 4,00814 million yuan, down 41.70 percent and 46.39 percent, respectively.

Electronic commerce bill system business growth is fast.In the first quarter, the electronic commercial bill of exchange issued 93.92 million, with an amount of 2.83 trillion yuan, an increase of 127.06% and 55.04% respectively.The amount of the payment was 2.92 trillion yuan, an increase of 129.28% and 55.49% respectively.The total amount of the discount was 1.71 trillion yuan, up 87.64% and 31.53% respectively.The amount of the transfer was 116.2 million and the amount was 14.51 trillion yuan, up 62.47% and 22.39% respectively.

(2) bank card

The amount of card issuance keeps growing.By the end of the first quarter, the number of CARDS in China was 6263 million, up 10.69 percent year on year and 2.26 percent from the previous quarter.

Among them, the number of debit CARDS is 57.73 billion, up 10.84% year on year and 2.00% from the previous month.The total number of credit CARDS and debit CARDS was 490 million, an increase of 8.94% over the previous year and 5.43% from the previous month.The country has 4.53 bank CARDS per capita, of which 0.32 CARDS are held per person.

Bank card acceptance environment continuously improve the bank card acceptance environment continuously improve the bank card acceptance environment continuously improve bank card acceptance environment continuously improve.As of the end of the first quarter, collecting inter-bank payment system networking specially engaged 2 1.3174 million households, 5.489 million sets of POS machines and 2, ATM machine 940600 units, compared with the previous quarter, an increase of 645400 households, 954000 units, 16400 units.The number of POS for every 10,000 people in China was 184.34, an increase of 6.66 percent compared with the same period last year, and the number of atms per 10,000 people was 6.80, up by 4.16% compared with the same period last year.

Bank card transactions continue to increase bank card transaction volume continuously increase bank card transaction volume continues to grow.In the first quarter, there were 30,743 million bank card transactions in China, amounting to 196.06 trillion yuan, up 24.79% and 1.95% respectively.Among them, there are 2.428 billion existing businesses, with an amount of 18.34 trillion yuan.The amount of cash collected is 4.425 billion, amounting to 18.25 trillion yuan.The amount of the transfer business was 12.578 billion, amounting to 144.29 trillion yuan;The consumption business was 11.312 billion, with an amount of 15.18 trillion yuan.Bank card cross-bank consumer business 366.2 billion, the amount is 11.80 trillion yuan.

The penetration rate of bank CARDS reached 48.60 percent, up 0.12 percentage points from the previous month.The per capita consumption of bank CARDS was 1.10 million yuan, up 11.71% year on year.The consumption amount of bank kaka was 2,424.37 yuan, up 1.07% year on year.The total amount of bank CARDS and pens was 1342.29 yuan, down 20.68% year on year.

Bank card credit scale continues to expand bank card credit scale continues to expand bank card credit scale continues to expand bank card credit scale continues to expand.By the end of the first quarter, the total credit card credit was 9.85 trillion yuan, an increase of 7.87%.The credit balance was 4.27 trillion yuan, up 5.12% from the previous month.The bank has a credit line of RMB 20,100 and a credit rating of 43.32%.The total amount of outstanding credit card for the six months overdue was 60,470 billion yuan, up 12.89% from the previous month, accounting for 1.50% of the credit balance of the credit card, accounting for 0.10 percentage point increase at the end of the last quarter.

(3) credit transfer and other settlement services.

Credit transfer business has grown steadily.In the first quarter, the total amount of credit transfer, direct debit, collection and payment, as well as domestic letters of credit, amounted to 2.563 billion yuan, with an amount of 688.00 trillion yuan, an increase of 22.79% and 5.88% year-on-year.Among them, 1.292 billion yuan was credited to the credit transfer business, amounting to 677.19 trillion yuan.

(4) electronic payment.

Mobile payment business has maintained rapid growth.In the first quarter, banking financial institutions handled 37.401 billion electronic payment transactions, amounting to 756.84 trillion yuan.

Among them, the online payment business was 11297 million, with an amount of 658.78 trillion yuan, an increase of 8.17% and 0.14% respectively.The number of telephone payment business was 4,007.27 million, with a total value of 2.34 trillion yuan, down 25.30% and 26.33% respectively.The amount of mobile payment business was 9304 million, with an amount of 60.65 trillion yuan, up 65.71% and 16.35% respectively.

In the first quarter, non-bank payment institutions handled 9470.9 billion online payment transactions, with a total value of 26.47 trillion yuan, up 60.13% and 42.47% respectively.

Payment system.

In the first quarter, the payment system handled 17.315 billion payment transactions, amounting to 1,257.32 trillion yuan, up 34.44% and 6.54% respectively.

(1) the people‘s bank payment system.

In the first quarter, the payment system of the people‘s bank of China paid 2.439 billion yuan, with an amount of 903.87 trillion yuan, up 46.25% and 2.86%, respectively, accounting for 14.09% and 71.89% of the payment system.Daily processing business 2 866.00 million pens, the amount is 14.71 trillion yuan.

A steady rise in large real-time payment system volume A steady rise in large real-time payment system volume A steady rise in large real-time payment system volume A steady rise in large real-time payment system volume.In the first quarter, the large amount of real-time payment system handled 21 million transactions, with an amount of 848.78 trillion yuan, up 9.69% and 2.12% respectively.The average daily processing business was 344.63 million, with an amount of 13.91 trillion yuan.

Small volume payment system business volume continues to grow.In the first quarter, the small volume payment system handled 681 million transactions with an amount of 8.87 trillion yuan, up 40.91 percent and 33.15 percent, respectively.The average daily processing business was 756.98 million, with an amount of 98.571 billion yuan.

Online payment of interbank clearing system business volume of rapid growth.In the first quarter, the online payment of the interbank clearing system handled 1.46 billion transactions, with an amount of 11.50 trillion yuan, up 62.03 percent and 41.82 percent respectively.The average daily processing business was 622.58 million, with an amount of 1,27782 million yuan.

The number of business pens in the city clearing system declined slightly.In the first quarter, tongcheng clearing system handled the business of 8501.00 million, with a total amount of 33.09 trillion yuan, and the number of pens dropped by 4.40% compared with the same period last year, and the amount increased 5.55%.The average daily processing business was 13.936 million, with an amount of 545.2 billion yuan.

The number of foreign currency payment systems in China has declined.In the first quarter, the domestic foreign currency payment system handled 44.95 million transactions, with a value of $2,22,643 million (about 1.54 trillion yuan), and the number of pens dropped by 6.49% compared with the same period last year, and the amount was 4.56%.The average daily processing business was 0.74 million, with an amount of $36.5 billion (about 25.182 billion yuan).

The national check image exchange system business volume declined slightly.In the first quarter, the national check image exchange system handled 15.419 million transactions, with an amount of 90699 million yuan, down 12.94% and 7.40% year-on-year.The average daily processing business was 1.71m, with an amount of 1.008 billion yuan.

(2) other payment systems.

The business volume of banking financial institution‘s payment system continues to grow.In the first quarter, there were 7.679 billion transactions in the banking financial institutions‘ internal payment system, with a total value of 329.04 trillion yuan, up 38.53 percent and 15.75 percent respectively.The average daily processing business was 85.32.52 million, with an amount of 3.66 trillion yuan.

Bank card cross-bank payment system business volume maintained growth momentum.In the first quarter, the bank‘s interbank payment system handled 6.619 billion transactions, with an amount of 20.11 trillion yuan, an increase of 22.99% and 31.30% respectively.The average daily processing business was 7,354.45 million, with an amount of 223.433 billion yuan.

The city commercial bank draft processing system and payment and clearing system business volume maintained relatively fast growth.In the first quarter, the city commercial bank draft processing system and payment and settlement system handled 431.68 million transactions, with an amount of 218.117 million yuan.The average daily processing business is 4800 million, the amount is 2.424 billion yuan.

The business volume of the bank‘s payment and clearing system has maintained rapid growth.In the first quarter, the bank‘s payment and settlement system handled 573 million transactions, with an amount of 1.60 trillion yuan, up 100.88 percent and 23.85 percent, respectively.The average daily processing business was 636.92 million, with an amount of 17.807 billion yuan.

The RMB cross-border payment system runs smoothly.In the first quarter, the RMB cross-border payment system handled 25.98 million transactions, amounting to 2.49 trillion yuan.The average daily processing business was 0.43 million, amounting to 40,740 million yuan.

RMB bank settlement account.

The number of RMB bank settlement accounts increased steadily.By the end of the first quarter, there were 8.527 million yuan settlement accounts in China, with a growth rate of 2.09% and a slowdown of 1.25 percentage points.

Unit bank settlement account number of small increase.By the end of the first quarter of the first quarter, the total number of bank settlement accounts in the country was 5,068.56 million, with a growth rate of 2.61% and a quarter percentage point increase.Among them, 3 3.9419 million basic deposit account, general deposit account 1, 3.2075 million, 3.3369 million special deposit account, temporary deposit account 199300, accounted for 66.97% of total unit bank settlement account, 26.06%, 6.58% and 0.39%.The country‘s basic deposit account increased by 1.1152 million, the general deposit account increased by 143,000, the special deposit account increased by 36,800, and the temporary deposit account was reduced by 0.14 million.

Growth in personal bank settlement accounts has slowed.By the end of the first quarter, the total number of personal bank settlement accounts in the country was 8.477 billion, an increase of 174 million units from the end of the previous quarter, with a growth rate of 2.09% and a slowdown of 1.26 percentage points.Each person has an account number of 6.13 households.